What is disability insurance? Disability insurance is coverage that provides payments, usually on a monthly basis, to replace a portion of your employment income (generally between 60% and 85%, subject…
Category: Insurance
Insured Annuity
What is an insured annuity? An insured annuity is a financial strategy used to maintain a steady income during retirement but at the same time preserve the value of your…
Estate Bonds
What is an estate bond? The “estate bond” concept or strategy is the use of life insurance to preserve and accumulate wealth and defer taxes and thus increase the value…
Globe and Mail Article: One way to avoid tax – leave money in the business
by GAIL JOHNSON Justin Trudeau has vowed to increase taxes on the wealthiest of Canadians – many of whom have achieved their status by building businesses. These business owners could…
How to Buy the Right Life Insurance
Very often people hear they need life insurance, but they just don’t know why. Clients often shy away from buying life insurance to protect their assets and their loved ones…
Business Owners - Wealth Management and Financial Planning: Common Questions
Q. As a business owner, what kind of insurance do my business partner and I need? A. You both need sufficient life insurance to buy the deceased partner’s half of…